The salary sacrifice specialists accelerating the UK towards net zero.

Salary sacrifice is an arrangement where an employee gives up part of their gross pay in exchange for a non cash benefit from their employer. Because the payment comes out of pay before income tax and National Insurance, the employee pays less tax and the employer pays less employer National Insurance on the sacrificed amount. HMRC sets the rules, and the benefit has to be offered through the employer rather than bought privately.

Net Zero Benefits is the master brand behind a family of UK salary sacrifice schemes covering electric cars, home and public charging, solar, heat pumps and the wider net zero home. Employers add the schemes to their benefits package, and employees pay for clean technology out of gross pay through payroll.

Employers can offer The Electric Car Scheme, The Charge Scheme, The Solar Scheme, The Heat Pump Scheme and The Net Zero Home Scheme. They run on shared rails, so an employer can start with one scheme and add others without setting up a new supplier each time.

Savings depend on the employee's tax band, the value of the benefit and the length of the agreement, so any figure has to be modelled per person rather than promised up front. The saving comes from paying out of gross rather than net pay, which is why higher rate taxpayers usually save more. We give employers and employees a per person quote before anyone signs.

Employers usually reduce their employer National Insurance bill on the sacrificed amount, and schemes are designed to be cost neutral to run. Employers do take on some administration and, in the case of cars, an early termination position, which we cover in the agreement before launch.

Most employers go live within a few weeks. The work is an agreement, a payroll process, and a communications plan for staff. We handle scheme design, supplier management and employee support.